Women’s Insurance Policy

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For identical individual health insurance policies, women generally pay much more than men. According to data of insurance companies and online brokers from the New York Times reports that this is because women ages 19 to 55 use more health services than men, especially during child birth. They are more likely to get regular checkups and take prescription medications. Some still pay more for coverage under policies that do not cover maternity care, while others charge extra for optional maternity benefits. The sagging economy is forcing more people who have lost jobs that offered health benefits to purchase individual health plans. Meanwhile, lawmakers have proposed plans that would expand the use of the individual coverage market and programs for consumer assistance for people to purchase their own coverage. Without significant changes to the individual coverage market, tax credits would be worth less to women because they would pay higher premiums.