Insured People paying on Expensive Medicines

According to the New York Times a number of health insurers have started to charge thier member a proportion of on medicines especially those expensive prescribed medications in contrast to setting co pay to lower its price. This is due to the “TIER 4” system; this system can affect even those who are already insured.

Typically insured people will pay 20% up to 30% on the costs of medication. Tier 4 systems consist of medicines for multiple sclerosis, arthritis, hemophilia, and some cancers. It is a “pay the price or do without” policy. About 10% of health group plans include the tier 4 system.

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